24 October 2008
With the international finance situation being what it is, the banks here in NZ have all been reviewing their lending policy. This is leading to confusion in the market and many people struggle to find out what’s going on and what it would mean for their personal situation.
I’m pleased to say that after sitting down with some people I’ve been able explain things to them in a straight forward way and give them some clarity about what they can/cannot do and what it’s going to cost. Fixed rate break fees are a hot topic right now.
Remember that there hasn’t been a time in the last 4 or 5 years that lending criteria between banks has been more different. Mortgage Express can assist vendors and buyers with the correct lending product.

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Steve Holbrook Mortgage Broker and Insurance Advisor
Freephone: 0800 226 226 Phone: (03) 547 5394 Fax: (03) 547 5392 Mobile: 021 916 159 Email: steve.holbrook@mortgage-express.co.nz Address: P O Box 2124, Stoke, Nelson |
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Steve has been operating successfully as a mortgage broker in the Nelson region since moving from Christchurch in 2000. Prior to that he had a brief career selling real estate after many years in the hotel business. Customer satisfaction has always been the number one priority.
During that period he has settled more than 150 mil in home loans and was nominated as regional finalist for the NZMBZ broker of the year 2005.
He can provide expert advice on all types of residential lending including: First home-buyer advice, Construction finance, Up to 100% borrowing, lending for self employed people, investment property, refinance/restructuring, credit impaired lending and home equity release. Even if you just want to know how much you can borrow or what the likely repayments could be, Steve is happy to answer any of your questions.
Steve is married to Kylie and they have three kids and lots of pets. They enjoy the outdoors and all that the Nelson region has to offer. Steve enjoys diving and fishing whenever he can. |
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